Before you rely on anything here

Who we are

Life UnLocked Partners LLC is an investment adviser registered with the California Department of Financial Protection and Innovation (CRD 318642). Registration does not imply a certain level of skill or training, and it is not an endorsement by any regulator. Our Form ADV is on the SEC’s Investment Adviser Public Disclosure site, and our Form ADV Part 2A brochure is available upon request.

LUL Asset Management is a trade name (dba) of Life UnLocked Partners LLC.

What this site is, and is not

Information on this site is for general information only. It is not investment, legal or tax advice, a recommendation, or an offer to buy or sell any security. Advice is given only after we understand your situation, in a written agreement. Sending us a message does not create an advisory relationship.

Risk

All investing involves risk, including the possible loss of the money you invest. A portfolio of 22 companies carries more risk from any single company than a broad index fund. Past performance does not guarantee future results. Most gains in our stock strategy are short-term, which matters in a taxable account.

Conflicts of interest

Life UnLocked Partners holds a 50% interest in Leyland Cypress LLC, the adviser that manages AC Market Neutral and Independent Return, and receives a share of its fees. Mark Tennenbaum is CEO of both firms and Founder and CIO of Life UnLocked Partners; Lela Kelly is Chief Compliance Officer of both. Members of our team invest their own money in the same strategies as clients. Our Form ADV describes these conflicts in full.

Special needs planning

We manage investments and help families plan. Trusts and estate plans are legal documents prepared by your attorney; we do not give legal or tax advice.

Privacy

We do not sell or rent visitor information, and we do not run advertising. If you contact us, we keep your message and address to reply and to keep the records an investment adviser must keep. Email info@lifeunlocked.partners and we will tell you what we hold about you, or delete it where we are not required to keep it.

For investment professionals, the full methodology, the live record and the professional disclosures are at LUL Asset Management.